FREE Checking

• Free debit card
• Free internet banking
• Free phone banking
• No monthly service charge
• No minimum balance.
• Minimum $20 to open account
• One free cashiers check per month
• If the average balance on the account falls below $500.00 then check cashing fees may apply
• E-Statements
• Free notary service
• Free bill pay

• Free internet banking
• Free phone banking
• Free debit card
• Minimum $20 to open account
• There is a monthly maintenance fee of $5.00
• There is no minimum balance & unlimited checking (no per check charge)
• No check cashing fees
• One free cashiers check per month
• Free basic checks
• E-Statements
• Free notary service
• Free bill pay

NOW Accounts

• Now and Super Now accounts include debit cards, free internet and telephone banking.
• You must deposit $1,000 (NOW)/$2500 (Super NOW) to open account.
• Anytime during the month the actual balance drops below $1,000 (NOW)/$2,500 (Super NOW), the account is subject to a service charge. You must maintain a minimum average daily balance of $500 in the account each month to obtain the disclosed annual percentage yield.
• Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account on the first day of each month.
• Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
• We use the average daily balance method to calculate interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
• Service charges are applied only one time per month.