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How to protect your Identity. Learn more about Deluxe ID TheftBlock®

ID TheftBlock® 2.0 PLUS
Consumer Enrollment Benefits

Self enrollment membership in this powerful identity theft detection and recovery solution costs account holders only $4.49 per month and provides:

• Membership Kit/Credit Report – initial copy of credit report, along with other helpful information.
• Proactive Credit Report Monitoring – ongoing monitoring of credit bureau activity, each business day, for as long as the consumer is enrolled in the service.
• Security Alerts – notification of certain credit report changes, additions or inquiries for as long as the consumer is enrolled.
• Identity Theft Recovery Unit – to assist consumers in restoring their credit should they become a victim of identity theft.
• Expense Reimbursement – up to $2,500 for qualified expenses as a result of identity theft, at no additional cost to the consumer, after a $250 deductible.
• On-line Credit Reports – consumer has anytime, on-line access to his or her credit report during enrollment.
• Fraud Prevention e-Newsletter – e-mailed monthly with the latest information about identity theft and how consumers can protect themselves.
• Deluxe® Check Order Screening – monitoring incoming orders for potential signs of identity theft for as long as the consumer is enrolled.

The dramatic rise in the cost of identity theft is worthy of your concern.  The total annual cost is now $56.6 billion, with an average per case loss of $6,383.  Consumers shoulder a mere seven percent of these losses, leaving businesses – especially financial institutions and credit issuers – to cover a significant portion of the cost. Sources: The Council of Better Business Bureaus and Javelin, 2006.

The more account holders you have enrolled in the service, the better protected your financial institution will be from fraud and identity theft related write-offs. You should also see an improvement in your staff’s productivity, since they won’t need to spend time helping victims through the recovery process.

I’m certain you’ll find Deluxe ID TheftBlock to be an excellent enhancement to your current portfolio of products and services. When this program is up and running you will have the option to “bundle” either the Basic or Plus version and purchase it on behalf of select consumers as a complimentary account benefit.

For example, you may choose to provide the Basic service as a no-cost benefit to a select segment, such as "Senior Club" account holders. And secondly, the Plus service can be provided as a free checking account benefit for high net-worth individuals. It’s another way for you to reward account holders for their business, and encourage consumer loyalty!

ID TheftBlock® 2.0
Financial Institution - Paid Versions

Basic - is a recovery solution

It is for people who have already become victims of identity theft. Basic provides consumers with recovery assistance, and loss reimbursement, while undoing the damage ID theft may have caused. The investment is $0.20 cents per account/per month. Consider this a reward and loyalty-enhancer. You may provide the service to all or certain consumer program segments. Enrollment is accomplished through a file transfer process from your financial institution to Deluxe.

Basicis like Casualty Insurance. Consumers have it and hope they never need it! It provides peace of mind should trouble strike.

Plus - combines the benefits of both pro-active identity theft detection and recovery solution

Plus includes all the same benefits of membership listed above. The investment is only $2.99 per account/per month. You have the option to offer Plus to all account holders or certain segments. Consumers must self-enroll with validation codes and provide permission to pull and track consumer credit. These codes can be used to track ID TheftBlock enrollments in different club segments or by branch.

Pluscoverage is like adding a comprehensive security system to monitor and guard one’s property.

Sign up today!

How to protect your Identity. Learn more about Deluxe ID TheftBlock®