Fee Schedule

FEES AND CHARGES. The following fees and charges may be assessed against your account:
Check printing fees vary by the style of check ordered.
Account Research Fee; Per item charge (checks, statements, etc)
Account Research Fee; research charge (per hour-one hour minimum; this fee is in
addition to the per item charge)
ATM/Debit Card -International transaction
1.000% of transaction
ATM/Debit Card Replacement Fee
ATM/Debit Card transactions @ West Point Bank and Affiliates
ATM/Debit Card transactions at all other ATM's
Attachments, Garnishments & Levies (each occurence)
Cashier's Check - (Customer Only)
Counter Check Fee (Per Printed Page)
Daily Overdraft Charge; (All Checking Accounts) if your account is overdrawn for 4
or more consecutive business days, an additional charge per day
Deposited Items Returned Unpaid
Dormant Checking Account Fee; (no credit or debit activity for a period of 180 days
and the account has a balance less than $200.00)
Internet Banking and Bill Payment
Notary Service
Overdraft Item Charge
Return Item Charge
Safety Deposit Box fee (annually) 10X10
Safety Deposit Box fee (annually) 3X10
Safety Deposit Box fee (annually) 3X5
Safety Deposit Box fee (annually) 5X10
Safety Deposit Box fee (annually) 5X5
Safety Deposit Box Late Fee-15 Days Late
Safety Deposit Box; Drill and replace lock
Safety Deposit Box; Lost Key (1)
State Levy (fee determined by levy)
Stop Payment Request (if amount, payee and check number given)
Stop Payment Request (incomplete information)
Wire Transfer Outgoing- Domestic (Customer Only)
Wire Transfer Outgoing- International (Customer Only)
An overdraft may be created by check, in-person withdrawal, ATM withdrawal or any other electronic means. Transactions may not be
processed in the order in which they occurred, and the order in which transactions are received by the institution and processed can affect the
total amount of overdraft fees incurred by the customer. Any fee charged to the account counts toward the total amount of the overdraft limit
established by the bank.

Last updated on Apr 11, 2018

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