Fee Schedule

Online Services
Online Banking and Bill Payment FREE

ATM and Debit Card transactions
ATM/Debit Card transactions at West Point Bank and affiliates FREE
ATM Service Charge (transactions not at West Point Bank or affiliates) $1.50

(The owner of the ATM at which a transaction is conducted may assess an additional surcharge. There will NOT be a fee for transactions conducted at Meade County Bank, First State Bank, River City Bank, or Bank of Clarkson ATM Machines.)

International ATM/Debit Card Transactions 1.000%(of the transaction)
ATM/Debit Card Replacement fee $12

Check Printing Fee
Depends on style of check ordered

Overdraft Item Charge & Return Item Charge (you may incur multiple fees if an item is presented & returned multiple times) $26.50

An overdraft may be created by check, in-person withdrawal, ATM withdrawal or any other electronic means. Transactions may not be processed in the order in which they occurred, and the order in which transactions are received by the institution and processed can affect the total amount of overdraft fees incurred by the customer. Any fee charged to the account counts toward the total amount of the overdraft limit established by the bank. RETURN ITEM FOR NON-SUFFICIENT FUNDS. If we do not pay the item on behalf and return the item, we may charge you non-sufficient funds/return item fees. We may charge you fees for each resubmission of an item or representation of a check, which means you may incur multiple non-sufficient funds/return item fees if an item is returned more than one time.

Daily Overdraft Charge (All Checking Accounts)

If your account is overdrawn for 4 or more consecutive business days, an additional charge per day

Chargeback Fee $5.00
Stop Payment Charge (if amount, payee & check # given) $25.00
Stop Payment Charge (incomplete information ) $50.00
Dormant Fee (Checking Accounts Only) $10.00

(No credit or debit activity for a period of 180 days and the account has a balance of $200 or less.)

Account Record Research Fees
Per Item Charge (checks,statements, etc) $3.00
**Plus Research Charge (per hour- one hour minimum) $25.00

Safe Deposit Box (annually)

Contents not insured by the FDIC or this institution

3 X 5 $12.00
3 X 10 $24.00
10 X 10 $50.00
5 X 5 $15.00
5 X 10 $30.00
Lost safe deposit box key- one (1) key $10.00
Drill and replace lock on safe deposit box $50.00
Safe Deposit Box Late Charge -15 Days Late $25.00

Lost self storage box key- one (1) key$10.00

Self Storage Box (annually):”Elizabethtown Branch Only”

Contents not insured by the FDIC or this institution

3 X 10 $24.00
Drill and replace lock on self storage box $50.00
Self Storage Box Late Charge -15 Days Late $25.00

Wire Transfer Fee- Customers Only
Outgoing Domestic Fee $20.00
Outgoing International Fee $50.00
Incoming FREE


Tax Levy/Garnishment Fee(Fee determined by Levy and/or Garnishment) up to $75.00
Cashier’s Check- (Customer Only) $2.00
Last updated on Mar 27, 2020

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