Special 15 Month Certificate of Deposit at 2.88% Annual Percentage Yield (APY). This account will automatically renew at a fifteen (15) month term certificate at maturity. You will have ten (10) calendar days after the maturity date to withdraw funds without being charge a penalty. The minimum balance to open an account and obtain APY is $100. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. Fees could reduce earnings. APY Accurate as of 9/19/2018.