Fee Schedule

Online Services
Internet Banking and Bill Payment FREE

ATM and MasterMoney Debit Card transactions
West Point Bank and affiliates FREE
Transactions at other ATM’s $1.50

(The owner of the ATM at which a transaction is conducted may assess an additional surcharge. There will NOT be a fee for transactions conducted at West Point Bank or Affiliates.)

International ATM/Debit Card Transactions 1.000%(of the transaction)
ATM/Debit Card Replacement fee FREE

Check Printing Fee
Depends on style of check ordered

Fees
Overdraft Item Charge & Return Item Charge (per item) $26.50

An overdraft may be created by check, in-person withdrawal, ATM withdrawal or any other electronic means. Transactions may not be processed in the order in which they occurred, and that the order in which transactions are received by the institution and processed can affect the total amount of overdraft fees incurred by the customer. Any fee charged to the account counts toward the total amount of the overdraft limit established by the bank.

Daily Overdraft Charge (All Checking Accounts)

If your account is overdrawn for 4 or more consecutive business days, an additional charge per day, an additional charge per day

$6.00
Deposited items returned unpaid $5.00
Stop Payment Request (if amount, payee & check # given) $25.00
Stop Payment Request (incomplete information ) $50.00
Dormant Checking Account Fee $10.00

(No credit or debit activity for a period of 180 days and the account has a balance of $200 or less.)

Account Research Fees
Check Image Copies (per item;including statements) $3.00
Research charge (per hour- one hour minimum; This fee is in addition to the per item charge) $25.00

Safety Deposit Box (annually)

Contents not insured by the FDIC or this institution

3 X 5 $12.00
3 X 10 $24.00
10 X 10 $50.00
5 X 5 $15.00
5 X 10 $30.00
Lost safety deposit box key- one (1) key $10.00
Drill and replace lock on safety deposit box $50.00
Safety Deposit Box Late Fee -15 Days Late $25.00

Outgoing Wire Transfer- Customers Only
Domestic $20.00
International $50.00
Incoming FREE

Other
Attachments, Garnishments & Levies (each occurrence) $75.00
State Levy fee determined by Levy
Cashier’s Check- (Customer Only) $2.00
Counter Check Fee (Per Printed Page) $1.00
Notary Service FREE
 
 
Last updated on Jul 31, 2018

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